Archive for August, 2010


You Know You’ve Been Online Too Long When…
  1. Tech Support calls “YOU” for help.
  2. Someone at work tells you a joke and you say “LOL” out loud.
  3. You find yourself trying to cock your head 90 degrees when you smile.
  4. You have called out someone’s screen name while making love to your significant other.
  5. You keep begging your friends to get an account so “we can hang out”.
  6. Three words: Carpal Tunnel Syndrome.
  7. If you are male and see a female in the “Real” world that you wish to meet, your first thought is to IM her.
  8. If you are female and you see a male in the “Real” world that you wish to meet, your first thought is that you wish he’d IM you.
  9. You don’t understand the humor in the above mentioned #7 and #8 since the “real” world is at your fingertips.
  10. You have to get a 2nd phone line just so you can call Pizza Hut.
  11. When you have sex, you no longer are concerned about sexually transmitted diseases.
  12. You walk into a room, and, finding that it has more than 23 people, you inform management that there is an error.
  13. When looking at signs, you wonder why they are always “yelling” at you.
  14. You go up to people you are attracted to “in real life” and ask them for their GIF.
  15. Although you don’t know what they look like, you become insanely jealous of people hitting on your cyber-love.
  16. You don’t even know what your cyber-love looks like.
  17. When at work, your boss constantly reminds you that the word i should be capitalized.
  18. You watch TV with the closed captioning turned on.
  19. Your spouse now complains of you moving your fingers in your sleep instead of talking.
  20. Your kids are eating cereal morning, noon, and night.
  21. When someone says, “What did you say?” you reply, “Scroll up!”
  22. You find yourself sneaking away to the computer in the middle of the night when your spouse is asleep.
  23. You turn down the lights & close the blinds so people won’t know you’re on-line again.
  24. You know more about your AOL friends’ daily routines than you do your own spouse’s.
  25. You find yourself lying to others about your time on-line & when they complain that your phone was busy you claim it was off the hook.
  26. You have an identity crisis if someone is using a screen name close to your own.
  27. You would rather tell people that your bloodshot eyes are from partying too much than the truth (online all night).
  28. You change your screen names so much that you have to look at your own profile to see who you are.
  29. You go into labor and you stop to type a special E-mail to let everyone know you’re going to be away and how you’re feeling.
  30. You marry your cyberboyfriend/girlfriend and you both sit at your own computers & chat to each other every night from across the room.
  31. You type messages to people while you are on the phone with them at the same time.
  32. You understand the humor in all of these jokes because you have committed then yourself!
  33. Your dog leaves you.
  34. You are doing things more and more that you swore you would never do when you first got online.
  35. You sign on & immediately get 10 IMs from people who have you on their buddy list.
  36. You have a map on the wall w/ LOTS of red thumbtacks to mark where people are you have met.
  37. You look at an annoying person off-line & wish you had your ignore button handy.
  38. You bring a bag lunch & a cooler to the computer.
  39. Your significant other kisses your neck while you’re chatting and you think, “Uh oh, cyber sex perv”.
  40. You go thru “withdrawal” if you are away from the computer for more than a few hours.
  41. Your buddy list has over 100 people on it.
  42. You understand what BIF ISO BIM means.
  43. You wake up in the morning and the first thing you do is get online before you have your first cup of coffee.
  44. You have to inject no-doze into your butt to keep it awake.
  45. You have your computer set so it goes directly into AOL’s welcome screen.
  46. You wait 6 hours online for a certain “special” person to come home from work.
  47. You don’t know where the time has gone.
  48. You end sentences with 3 (or more) periods while writing letters by hand.
  49. Your relationship online has gone farther than any real one you have ad.
  50. You get up at 2 am to go to the bathroom but turn on the computer instead.
  51. You don’t even notice anymore when someone has a typo.
  52. You enter a room & 23 people greet you w/ {{hugs}} or **kisses**.
  53. You stop typing whole words and use things like ppl, dunno and lemme.
  54. Your voicemail/answering machine message is “BRB, leave your s/n & I will TTYL”.
  55. You type faster than you think.
  56. You got your psychiatrist addicted to AOL too & are now undergoing therapy in private rooms instead of at his office.
  57. You want to be buried with your computer when it dies or vice versa.
  58. You actually enjoy the fact that you are addicted.
  59. You can actually read & follow all the names of the cast that scrolls up your TV screen at the end of a movie.
  60. People say, “If it weren’t for your super reflexes in your eyes and fingers, you would have been classified as a vegetable!”
  61. You dream in “text”.
  62. Being called a Newbie is a “MAJOR” insult.
  63. There is absolutely no interesting chat in any room & you’re really bored.
  64. You don’t want to leave in case you miss something.
  65. You double click your TV remote.
  66. You can now type over 70 wpm.
  67. You think about starting a 12-step recovery group for AOL junkies.
  68. You are on the phone a minute & need to do something else & say “BRB” or “BBL”.
  69. You check your E-mail and forget you have real mail (a.k.a. snail mail).
  70. You go into withdrawals during dinner.
  71. You spend at least 30 minutes making sure you say goodbye to everyone in a room.
  72. You stop speaking in full sentences.
  73. You have gone into an unstaffed Tech Support room & ended up “giving” tech support to other AOLers.
  74. You have to be pried from your computer by the “Jaws of Life”.
  75. Your last sexual experience was really just a “textual” experience.
  76. You know what a “snert” is.
  77. You set your kitchen on fire while cooking dinner because you wanted to “check your mail” & while there you “just wanted to see who was online”.
  78. You meet people from AOL in public & you have no idea what their real name is, so you call them by their screen name.
  79. You’ve even gotten on an airplane just to meet some folks face-to-face.
  80. When seeing someone you wish to meet, your second thought is wishing they’d be on AOL so you don’t have to meet them in person.
  81. You have a vanity car tag with your screen name on it.
  82. You no longer type with proper capitalization, punctuation, or complete sentences.
  83. You have met over 100 AOLers.
  84. When meeting a stranger, you ask for their profile. If they have a profile you ask them for an age/sex/location check.
  85. You understand the humor in all of this.
  86. You keep telling yourself to Get a Life.
  87. When someone online says BRB, gotta go pee, you ask them to go for you, and think they can.

High school graduates can be productively employed even without a college degree once two years are added to basic education, Education Secretary Armin Luistro said today.

The education chief recently announced his plan to implement President Noynoy Aquino’s agenda of increasing the basic education cycle from the current 10 years to 12 years, a plan that he referred to as the “enhanced K+12 basic education program.”

He explained that “K” refers to “Kindergarten” while the number “12″ refers to the sum of seven years of grade school and five years of high school.

He said that these reforms will be implemented gradually over a number of years and may go beyond the term of the current or even next administration.

Luistro said that the Department of Education (DepEd) is currently working on a concept paper that will outline the proposed revisions to the public school curriculum and how these will be implemented and funded. He added that DepEd will present the proposal to the public on October 5, 2010, which is World Teachers’ Day, so that all education stakeholders can give their feedback.

Luistro said that these reforms will aim to ensure that future high school graduates are ready to be productively employed even without completing college.

“The current thinking and the current culture in the Philippines is that if you don’t finish with a college degree, there is something missing in your life. What should basic education be? To me, what is basic is that [high school graduates] should be able to live a meaningful life, they should be able to be prepared to start a family, and thirdly they should be able to be productively employed,” explained Luistro.

He added that the DepEd will explore how public schools can better develop Filipino’ students skills and talents in the arts, sports, agriculture, fisheries, and in technical or vocational fields, among others.

“Perhaps our current curriculum is too academic in orientation,” said Luistro. “What are the needs of industry? You need to match that with the gifts, resources, and interests of young people.”

Re-examine reform priorities

But some educators believe that DepEd should re-examine its reform priorities.

“Our immediate focus should be just improving basic education. The dropout rate is very, very high and the quality of education is very, very low,” says Milwida Guevara, chief executive officer of Synergeia, an NGO that focuses on improving the quality of public school education through greater local government support.

Guevara said that DepEd should focus instead on improving the quality of education in kindergarten, pre-school, and in grades one to four of elementary school. She added that adding two years to the education cycle “will address the problem of the lack of quality of students in the high school, and also in the university, but it does not address the problem in earlier years of schooling.”

She said that as many as 30 percent of students who enter grade one drop out before grade six, and that these figures are higher in some areas of Mindanao. “It’s too late to have an intervention after grade six,” she said.

DepEd’s proposal also drew mixed reactions from visitors to the GMANews.TV Facebook Fan Page.

“Add two more years for high school? Para sa apat na years na high school nga lang, kulang na ang budget ng mga magulang. Dadagdagan mo pa ng dalawa? And besides, from the start,hindi naman ‘yung years ang problema, kundi ung kakulangan ng libro and materials para sa mga students, pati na rin ung kakulangan sa teachers,” said Facebook user Kevin Taboada.

(Parents can hardly afford to pay for four years of high school, and yet they want to add two more years? Besides, the number of years is not the problem. It’s the lack of books and educational materials for students, and the lack of teachers.)

Other Facebook users believed the proposal would help make Filipino graduates more globally competitive.

Dubai-based OFW Hannah Zipporah Tayo said, “Natapos ko ang 10 years high school standard sa ‘Pinas, and I had to pursue further studies in Dubai. None of the universities and colleges accepted me, kasi ‘di nila recognize ang 10 years standard. Siguro nga kailangan ng upgrade ang curriculum!”

(I finished ten years of high school in the Philippines, and I had to pursue further studies in Dubai. None of the universities and colleges accepted me because they did not recognize my ten years of education. I think the curriculum should be upgraded!)

Dennis Montas Lorejo, a Filipino who teaches in the United States, wrote, “To conform with the global standard, we must move to a 12-year basic education. Also, strengthen the teachers knowledge and skills so that they may bring better instructions to their students. Upgrade the school facilities, impose the use of technology in schools, raise teachers salary, and a lot more. But we must start with something, right?”

April Joy Cruz said, “Quality is better than quantity. Tingin ko, kahit dagdagan ng two years, pero ang situation ng mga public school students na 60 to 80 students per class, walang upuan at libro, para lang nagsasayang ng oras sa eskwelahan kung wala rin naman matututunan.”

(We can add two years, but for as long as classrooms still have to be shared by 60 to 80 students, and for as long as these students have no books or chairs to use, our students will be wasting their time learning nothing.) – HS, GMANews.TV

School Paper

Official Publication of Zambales Elementary School Paper Advisers Association

This article  was supposed to appear on The Zambales Journal. But due to some concerns regarding the subtlety of the issues raised, it was scrapped, the reason? “Some words and/or issues have double meanings that would offend teachers and people” (What the heck! That’s why my column is titled ‘The Amateur Heckler” – can’t they stand my heckling?)

Another reason, “Some words are to vulgar, not to be publish in a school journal.” (a school journal where the target readers are educated teachers? C’mon)

Fine. I do understand their concern. It must been hard for them. If I were in their position, I will also think twice. Thank God, I’m not in their position.

Tha’ts why I am posting the same article here for the benefit of the doubt, LOL!

BTW…Special thanks to “The Professional Heckler”….

Privilege Speech

Rep. Antonio L. Tinio

ACT Teachers Party-List

Agosto 16, 2010

Nitong nakaraang mga buwan, sa panahon ng kampanya para sa pambansang eleksyon ng Mayo, nagkaroon ako ng pagkakataong umikot sa iba’t ibang probinsya ng ating kapuluan upang makapanayam ang mga public school teachers at mapag-usapan ang kanilang kalagayan at mga hinaing. Saan man ako magpunta, iisa ang kanilang pambungad. Dapat daw tugunan ang kanilang mga problema sa GSIS (Government Service Insurance System).

Ano-ano ang mga problemang ito? Mahaba ang listahan. Kabilang dito ang: walang-paliwanag na mga kaltas sa kanilang maturity claim o retirement lumpsum; walang-paliwanag na kaltas sa kanilang salary loan; di pagbibigay ng dibidendo ng GSIS; pagkait sa survivorship benefits; di pagkaltas ng mga loan payments; sobrang pagkaltas ng mga loan payments kahit bayad na ang utang; di pagbibibigay ng funeral benefits, education plan, at iba pa. Ang esensya, hindi raw nila natatanggap ang inaasahan nilang benepisyo o ang pinapangako ng batas na dapat nilang matanggap.

Nakatitiyak ako na, bilang mga kapwa kinatawan at tagapaglingkod ng taumbayan, mayroon na ring mga guro o kawani ng gubyerno na lumapit sa inyo upang idulog ang kanilang mga problema sa GSIS. Mahigit sa pitong taon nang dinaranas ng mga guro at kawani ang itinuturing nilang kalbaryo ng GSIS. Sa panahong ito, nasaksihan natin ang malawakan at sama-samang pagkilos ng mga kawani upang ipaglaban ang kanilang mga karapatan, mula noong unang sigwa ng mga protesta noong 2003, welga ng mga kawani ng GSIS noong 2004, at samu’t saring mga martsa, piket, at rali mula noon hanggang sa kasalukuyan sa iba’t ibang bahagi ng bansa.

Sa kabilang banda, ibang-iba ang kuwento kung pakikinggan natin ang pamunuan ng GSIS.Kamakailan lamang, ganito ang naging pahayag ni Winston Garcia, President and General Manager ng GSIS mula January 2001 hanggang June 30, 2010:

“…during my stint as President and General Manager, I instituted the reforms needed for prompt and efficient delivery of services to all our members and pensioners. …

“Because of these reforms, the GSIS’s actuarial life—or the period by which it can provide for the needs of its members and pensioners—has been substantially extended. In 2001, the Fund’s life was projected to last only until 2028. By December 2009, the Fund’s actuarial life was estimated to last until 2064.”

Ayon kay Garcia, nalulugi na ang GSIS nang datnan niya ito noong 2001. Dahil umano ito sa kawalan ng maayos na sistema ng pagtala sa pagpasok at paglabas ng pondo ng GSIS at ang low collection efficiency—maluwag daw ang pagbigay ng GSIS ng mga benepisyo sa miyembro ngunit mahina ito sa pagkubra sa mga utang.

Tama ang naging pagtukoy ni Garcia sa mga problema ng GSIS. Ano ang kanyang naging tugon?

Tinagurian niyang “GSIS Reform Agenda” ang solusyon na kanyang inilapat noong 2003. Ang “Premium-Based Policy” ang pinakabuod ng reporma, patakarang nagsasaad na ibabatay sa premiums na binayad ng miyembro ang halaga ng benepisyong kanyang matatanggap mula sa GSIS.

Susi sa pagpapatupad nito ang computerization ng GSIS. Sinasaklaw ng computerization ang sumusunod:

  1. computerization of membership database;
  2. computerized billing, collection, receipting, and posting of payments directly linked to the membership database;
  3. massive cleansing and updating of membership records and reconciliation of records between GSIS and employers (i.e., government agencies).

Bilang tugon sa problema ng low collection efficiency, ipinatupad din ni Garcia ang patakaran ng automatic deduction of arrears (Claims and Loans Interdependency Program o CLIP).

Tagumpay ba ang  Reform Agenda? Kung ang tanging sukatan ng tagumpay ay ang “bottom line,” o kita ng isang korporasyon, hindi maikakaila na ang solusyon na kaniyang inilapat ay nagdulot ng kagyat at dramatikong pagpihit sa katayuang pinansyal ng GSIS. Mula sa bingit ng pagkalugi, natransporma diumano ang GSIS upang maging top-earning government corporation sa kasalukuyan, na may net revenue noong 2009 na Php 49 bilyon.

Ito ang pinanghawakan ni dating Pangulong Arroyo nang isantabi niya ang malawakang panawagan ng mga miyembro para sibakin si Garcia na rumurok noong 2004. Dahil sa basbas ng Malacanang, hindi na natinag sa puwesto si Garcia hanggang sa kadulu-duluhan ng administraysong Arroyo.

Ngunit, sa halip ng mga papuri at pasasalamat bilang tagapagligtas ng GSIS, bakit pawang mga batikos at pagkamuhi ang inaani ni Winston Garcia sa mga guro at kawani?

Kung gagamitin nating sukatan ang ideyal ng GSIS bilang tanging social security fund na pangunahing sasandigan ng 1.6 million kasapi nito sa panahon ng kagipitan, patunay ang mapait na karanasan ng daan-daang libong guro at kawani na bigo ang Reform Agenda ng GSIS.

Isantabi na muna natin ang mga alegasyon ng korapsyon, despotismo, at kawalan ng transparency sa kanyang pamumuno ng GSIS. Ipagpaliban muna natin sa ibang pagkakataon ang pagsusuri sa mga ito.

Nais nating ipakita na ang mga patakaran at programa mismo ng GSIS na ipinatupad ni Garcia, ang kanyang pinagmamalaking Reform Agenda, ang sanhi ng pagdurusa ng mayorya ng 1.6 milyong kasapi ng GSIS.

1. Bigong computerization at malubhang problema sa posting.

Hindi matagumpay ang GSIS sa pagpapatupad nito ng computerization. Nagsimula ito noong 2003 at nagpapatuloy pa rin hanggang sa kasalukuyan. Puno ng mga problema ang implementasyon nito. Kabilang sa mga ito ang hindi pa rin nakukumpletong updating ng service records ng kalahating milyong mga guro; ang palpak na migration mula sa luma patungo sa bagong computer system noong September 2007; at ang katastropikong pagbagsak (crash) ng buong sistema noong Marso 2009. Ngunit ang pinakatampok na indikasyon ng kabiguan ng computerization ay ang problema ng posting—hanggang ngayon, hindi pa rin maagap na naitatala ng GSIS ang bawat kabayaran ng mga miyembro sa kani-kanilang individual accounts. Gaano kalala ang problemang ito?

Noong July 22, nakasama ako sa isang dialog ng mga lider ng Alliance of Concerned Teachers sa bagong hirang na Chairman ng Board of Trustees ng GSIS na si Daniel Lacson Jr. Sa pagkakataong ito, ibinunyag ng OIC ng GSIS na si Consuelo Manansala na umaabot sa 6 na bilyon ang individual payments na hindi pa napo-post ng GSIS. As of July 2010, GSIS has been unable to post 6 billion payments made by members to their individual accounts.

Ibig sabihin nito, may anim na bilyong remittances ang mga miyembro na kabayaran sa premiums, sa salary loans, sa housing loan, atbp., mula 1997 hanggang sa kasalukuyan, na tinanggap na ng GSIS ngunit hindi pa nila naipapasok sa computers ng GSIS upang maitala sa individual account ng bawat miyembro. Ibig sabihin, kahit pa nakabayad na ang miyembro, as far as the GSIS computerized records are concerned, hindi pa sila bayad at may utang pa sila sa GSIS.

Gaano kalaki ang halaga ng unposted remittances na ito? Mahirap masabi, pero maaaring umabot ito ng hanggang Php 50.461 bilyon, na siyang halaga ng discrepancies sa accounting ledger balances ng GSIS noong 2008.

Bakit hindi pa napo-post ang mga remittances ng members? Lumilitaw na pangunahing teknikal ang kadahilanan. Ayon kay Manansala, “due to incomplete information,” i.e., may hinahanap na impormasyon ang kanilang computer system na hindi nakalakip sa remittance kung kaya kailangang ibalik sa ahensya.

Kung anuman ang dahilan, malinaw na wala sa kontrol ng miyembro ang mga sirkumstansyang ito at pawang responsibilidad ng GSIS ang maagap na pagtala o pagpost sa ibinayad ng miyembro. As far as the member is concerned, and as far as the GSIS law is concerned, nakabayad na siya sa sandaling kaltasin sa kanyang suweldo ang karampatang halaga. Sa katunayan, katulad ng iba pang mga institusyong pampinansya, ang pangangalaga ng kumpleto at wastong talaan ng bawat sentimong transaksyon ng bawat miyembro o kliyente ang isa sa mga pundamental na tungkulin ng GSIS. Malinaw na hindi niya ito nagagampanan sa kasalukuyan.

Ano ang epekto sa miyembro ng kapalpakan sa posting ng GSIS?

2. Walang pakundangan, walang batayan, di makatarungan, at ilegal na overdeductions ng GSIS sa kanyang mga miyembro.

Susi sa Reform Agenda ang patakaran ng CLIP, o automatic deduction of arrears mula sa mga benepisyo ng mga miyembro. Mula sa punto de bista ng GSIS, ito ang instrumentong magbibigay-lunas sa problema ng low collection efficiency na matagal na nitong binubuno. Ngunit sa punto de bista ng mga miyembro, ang CLIP ay maka-isang panig, arbitrary, at lumalabag sa kanilang right to due process. Sa katunayan, nilalabag nito ang Section 41(w) ng R.A. 8291.

Ang kombinasyon ng incomplete o partial posting of payments ng GSIS at ang patakaran ng CLIP o automatic deduction of arrears ay nagresulta sa pag-iral ng isang rehimen ng walang pakundangang overdeductions sa mga benepisyo ng miyembro mula Agosto 2003 hanggang sa kasalukuyan.

Ayon sa report ng Commission on Audit para sa taong 2008[i], umaabot sa Php 2.7 billion ang awtomatikong kinaltas o binawas ng GSIS nang walang matibay na batayan:

“…in view of the deficiencies of the system which resulted in the unposting of premiums and loan repayments and its eventual crash in March 2009… the correctness and validity of members’ loans and premium arrearages amounting to P2.348 billion and P0.388 billion, respectively, or a total of P2.736 billion deducted/clipped from the life and retirement benefits of members in 2008 per verification could not be relied upon.

Napatunayan ng COA na sa ilang kasong kanilang pinag-aralan, nagsagawa ng double deductions ang GSIS—yung nabayaran na through salary deduction, kinaltas pang muli through automatic deduction from benefits:

“The audit procedures we performed to determine the validity of deductions, using COA employees and retirees as samples showed that remittances were actually made by COA pertaining to these deductions.  Thus, there was double collection of loans and premiums receivable thereby understating the receivable accounts and the retirees/members’ benefits equivalent to the amount of the deductions, for which actual remittances were made by COA.”

Hindi lamang “double collection of loans and premiums,” ang ginagawa ng GSIS, ayon sa COA.

“The unposted payments were treated by the system as arrearages resulting in the computation of undue interest thereon.”

Dahil sa kawalan ng posting, nagkakaroon ng “fictitious arrears” ang mga miyembro. Tapos pinapatawan pa ng GSIS ang mga ito ng interes. Ginagamit ng COA ang salitang “underpayment” para tukuyin ang ibinabayad sa mga miembro matapos kaltasan ng nabanggit. Sa halip na “underpayment,” pahintulutan niyong tawagin ko itong “pagnanakaw.” Hindi pa yan ang tawag natin sa pagkuha ng sa pera na pag-aari ng iba? Kung gayon, ninanakawan ng GSIS ang mga miembro nito, not once but twice—sa pamamagitan ng deduction ng fictitious arrears at ng undue interest.

Ayon sa audit ng COA, umabot sa Php 276.179 milyon ang halaga ng underpayment sa life insurance at retirement benefits ng members sa saklaw ng panahong kanilang sinuri:

“Life insurance and retirement benefits of members were underpaid by P253.353 million and P22.826 million, respectively, or a total of P276.179 million due to unposted remittances brought about by deficiencies of the computerized system, thereby understating premiums receivable for the deductions made which were actually covered by remittances from the agencies.”

Narito ang pagnanakaw sa life insurance claims mula January 5 hanggang September 30, 2008:

Area/Period Covered Unposted Premiums Undue


CY 2008
Home Office P      717,003 P        66,942 P        783,945
Regional and Branch Office 5,943,197 4,512,843 10,456,040
Sub-total P    6,660,200 P   4,579,785 P   11,239,985

Narito ang pagnanakaw noong 2007 and for prior years:

Area/Period Covered Unposted Premiums Undue


CY 2007 and Prior Years
Home Office P      1,614,611 P      1,506,007 P      3,120,618
Regional and Branch Office 108,305,371 130,687,197 238,992,568
Sub-total 109,919,982 132,193,204 242,113,186
Total for life insurance P  116,580,182 P  136,772,989 P  253,353,171

Pinag-aralan din ng COA ang kaso ng 2,522 retirees na naging biktima ng palpak na migration from the old computer system (PROD) to the new SAP-ILMAAAMS on September 30, 2007. Natuklasan nila na nabiktima ang mga ito ng underpayment na nagkakahalagang Php 22.826 milyon.

Retirement benefits

Office/Branch No. of Samples Underpayment to Members
Butuan and Surigao 44 P                           3,689,959
Tacloban 1,072 3,425,540
Cotabato 2,282,434
Tarlac 19 2,073,269
Head Office 73 1,505,517
Zamboanga 50 1,470,408
Maasin 299 1,289,214
Cagayan De Oro 43 1,286,472
Cebu 257 727,468
Bayombong 10 720,367
Iligan 27 664,160
Bohol 262 618,557
Dumaguete 231 516,549
Cabanatuan 38 516,382
Cauayan 10 418,435
Pampanga 12 393,626
La Union 9 379,393
Tuguegarao 10 257,775
Bataan 14 196,895
Dagupan 7 189,514
Laoag 31 113,884
Iloilo 2 71,377
Legaspi/Naga 2 18,996
Total 2,522 22,826,191

Pansinin natin na:

Bayombong, 10 retirees were underpaid by an average of Php 72,000;

Cagayan de Oro, 43 retirees were underpaid by an average of Php 30,000;

Tarlac, 19 retirees were underpaid by an average of Php 109,000;

In Dagupan, 7 retirees were underpaid by an average of Php 27,000.

Hayaan ninyong bigyan ko ng mga pangalan ang ilan sa mga biktima ng “pagnanakaw” ng GSIS sa mga miyembro. Ang sumusunod ay mga gurong kasapi o di kaya’y lumapit sa Alliance of Concerned Teachers na nagbahagi ng sarili nilang karanasan:

Name Face Value Deductions Net Proceeds Check no. /Date issued
Lodivina B. Cunanan

(DepEd Pampanga)

95,269 Premium in arrears:             28,144.64

Policy loan:                          38,755.69

SOS/Conso:                         16,896.55

Cash advance:                        1,691.16

Total:                                   85,488.04

9,780.96 104353/


Consolacion L. Tipay

(DepEd Tarlac)

41,922.55 Premium in arrears:             13,103.46

Policy loan:                          10,910.21

Total:                                   24,013.67

17,908.88 80289/


Mariluz Q. Pascasio

(DepEd Tarlac)

71,599 Premium in arrears:             36,909.67

Policy loan:                          34,689.33

Total:                                   71,599.00

Rosita D. Dueñas

(DepEd Tarlac)

93,185.44 Premium in arrears:             42,295.72 50,889.72 430869/


Jovita D. Serrano

(DepEd Tarlac)

93,451.23 Premium in arrears:             39,407.33

Policy loan:                          47,084.74

Total:                                   86,492.08

6,959.15 80288

3. Labis na kabagalan sa pagproseso ng mga benepisyo

Kabilang sa mga hinaing ng mga guro at kawani ang napakabagal na pagproseso ng GSIS ng kanilang mga claims.

“Due to the recurrent flaws in the computerized systems that started in 2008 which eventually led to its crash on March 30, 2009, the processing of claims took 20 to 720 days resulting in the accumulation of 34,532 unprocessed claims, amounting to P3.860 billion per books as at December 31, 2008 and inefficient delivery of benefits to members.”

Claims/Benefits No. of Claims Amount
Retirement 10,323 P  2,070,394,555
Life 23,296 1,738,692,400
Funeral 296 6,309,144
Survivor 617 44,619,450
Total 34,532 P  3,860,015,549

“In the Head Office, the claims remained unprocessed/unpaid from 76 to 378 days as of February 18, 2009 while in the Branches, processing time ranged from 20 to 720 days as shown in the table below:

Branch/Office                                                                                                     Lag Time in the

Processing of Claims

Butuan and Surigao 30 – 720 days
Cabanatuan 20 – 718 days
Pampanga 31 – 639 days
Tarlac 31 – 480 days
Bayombong 115 – 429 days
Head Office 76 – 378 days
Davao, Tagum and General Santos 173 – 362 days
Tuguegarao 67 – 246 days

May kasabihan tayo, “aanhin pa ang damo, kung patay na ang kabayo.” Aanhin ang bilyong-bilyong assets ng GSIS, kung hindi mapakikinabangan ng miyembro ang mga benepisyong iginagawad ng batas sa kanya sa panahon na kailangan niya ito.

To recap, ang mga patakaran at programa mismo ng Reform Agenda, particular ang flawed computerization at ang CLIP, ay nagresulta sa pagkait sa mga miyembro, ng ganap na pagtamasa sa mga benepisyong ipinangako sa kanila ng batas.

Nagpatupad ang nakaraang administrasyon ng isang Reform Agenda na di maikakaliang nagpaganda sa bottom line ng GSIS. Ngunit hindi ito kailanman magiging katanggap-tanggap kung ito ay makakamit sa pamamagitan ng pagyurak sa mga karapatan ng GSIS members. Bilang tanging social security fund ng 1.6 milyon miyembro nito,

Ngayong, may bagong gubyerno, may bagong presidente. Narito ang ginintuang pagkakataon para iwasto ang mga pagkakamali ng nakaraan. Mr. Speaker, mga kasama, nais kong ipaalala sa inyo ang Section 8 ng GSIS Act of 1997:

“Sec. 8.    Government Guarantee. — The government of the Republic of the Philippines hereby guarantees the fulfillment of the obligations of the GSIS to its members as and when they fall due.”

Malinaw na itinatakda ng batas na, magkulang man ang GSIS sa pagtupad ng kanyang batayang tungkulin bilang social security fund ngating 1.6 milyong kawani, titiyakin ng gubyerno ng Republika na patuloy pa ring matatamasa nang buo, walang labis, walang kulang, ang mga benepisyo ng bawat miyembro ng GSIS sa natatakdang panahon. Malinaw na naabot na natin ang kalagayang nangangailangan ng panghihimasok ng gubyerno upang mapangalagaan ang mga karapatan ng mga miyembro ng GSIS.

Kung gayon, nananawagan ako sa mga kasamahan natin sa Kongreso na gampanan ang ating tungkulin sa oversight at legislation upang:

  • itigil ng GSIS ang mga di-makatarungang pagkaltas sa mga benepisyo ng miyembro;
  • kagyat na i-refund ng GSIS sa mga di-makatarungang kaltas na may kasamang interes;
  • panagutin ang mga opisyales sa pangunguna ni Winston Garcia sa kanilang pagyurak sa mga karapatan ng GSIS members;
  • i-review ang GSIS Reform Agenda lalo na ang epekto nito sa karapatan at kagalingan ng mga miyembro;
  • i-review ang R.A. 8291 at mga kaugnay na batas upang mapag-aralan kung paano mapapahusay at mapapatibay ang proteksyon ng mga miyembro;
  • tiyakin ang tunay na representasyon ng rank-and-file employees sa Board of Trustees ng GSIS.

Maraming salamat, Mr. Speaker.

[i] Ang mga datos mula sa Commission on Audit ay mula sa kanilang “Annual Audit Report on the Government Service Insurance System for the Year Ended December 31, 2008.”

By Phillip Tubeza, Philippine Daily Inquirer

MANILA, Philippines—Ateneo de Manila University president Fr. Bienvenido Nebres has criticized the Aquino administration’s plan to add two more years to basic education, saying the government should focus first on cutting the number of “illiterates” the country produces annually.

Nebres, who headed the Presidential Task Force on Education (PTFE) in the Arroyo administration, said that with its meager resources, the government should first address the backlog in schools, textbooks, teachers and classrooms, and then cut by half the number of students (estimated to be around 700,000) who drop out of elementary school and are “illiterate.”

“Once you have achieved that, then let’s talk about the two years,” Nebres said in an interview in his office at the Ateneo.

President Aquino in his State of the Nation Address announced the plan to add two more years to basic education, which currently consists of six years of elementary and four years of high school.

The plan is aimed at aligning the Philippine education system with international standards.

But for Nebres, the plan would take away precious government resources from more pressing needs. Proponents of the plan say it would cost the government an additional P100 billion to implement it over a five-year period.

Nebres said records showed that 700,000 to 800,000 elementary school students—or around a third of the 2.4 million who enter the grades each school year—drop out before Grade 6.

“That means they’re illiterate. They’re unemployable. The estimate is that there are 12 million to 15 million illiterates in the country. So every year, you’re adding another 700,000 to 800,000,” Nebres said.

“That’s what should be addressed first because the country cannot move with so many poor unemployable people being added every year,” he said.

Instead of adding two years to basic education, Nebres recommended that the government instead add extra years to “select college courses” whose graduates would be required abroad to have 15 to 16 years of education.


ACT Teachers Party-List on Wednesday filed House Bill 2142, “The Public School Teachers’ Salary Upgrading Act,” mandating an increase in salary grade level of public school teachers from Salary Grade 11 to Salary Grade 15.

Before filing the bill, ACT Teachers Party-List Representative Antonio Tinio joined members of the Alliance of Concerned Teachers in a short program held outside the main gate of the Batasang Pambansa Complex in Quezon City.

The bill will raise the minimum pay to P24,887 from P15,649 per month, ensuring a decent standard of living for teachers and their families. Those covered by the bill are public school teachers in elementary and secondary schools, vocational and technical schools and state universities and colleges, whether nationally or locally funded.

According to Rep. Tinio, the family living wage in the National Capital Region, estimated at P957 per day or more than P21,054 per month, is in sharp contrast with the P15,649 monthly salary of a Teacher I. “In order to cope with this ‘living salary gap,’ teachers resort to borrowing and are heavily indebted to government financial institutions such as the GSIS, private lending institutions, or loan sharks,” he said.

Rep. Tinio noted that uniformed personnel and call center employees receive higher salaries than teachers. “A duly licensed professional teacher occupying the entry-level position of Teacher I, with a monthly salary of P15,649, earns substantially less than a high school graduate who enters the Philippine Military Academy as a cadet, with a monthly salary of P21,709 per month,” he said.

“The salary for call center employment, which requires neither formal education nor bachelor’s degree, ranges from P12,500 to P20,000 a month. It’s no wonder we’re seeing some of our best teachers leaving the country to work abroad, whether as teacher or even as domestic helpers, nannies, or caregivers,” Tinio added.

Rep. Tinio expressed confidence that the bill will get widespread support among teachers. “This is important because mass mobilization of teachers at the grassroots level is key to gaining majority support in Congress for the passage of this bill into law. We will meet with teachers all over the country to ensure that they take part in this campaign.”

Ngayong araw ang unang taong anibersaryo ng kamatayan ni Pangulong Cory. Eksakto isang taon ang nakararaan ng sulatin ko ang tulang ito bilang pagpupuhay sa kanya.

“Matulog kang mahimbing sa piling ni Bathala

Ipikit iyong mga mata’t huwag ng mangangamba

Mahimlay kang mapayapa sa awit ng mga musa

Ika’y magpahinga’t huwag ng mabahala.

Lumipad kang malaya sa dulo ng bahaghari

At kulayan ng matingkad ang buhay na iwi.

Maglaro ka’t maglibang sa iyong bagong palasyo

Mamuhay kang masaya sa iyong bagong paraiso.

Ngayong wala ka na’t sa ami’y namaalam

Alaala mo sa ami’y hinding-hindi mapaparam.

Ngayong wala ka na’t sa ami’y lumisan

Anghel ka ngayong sa ami’y di na lilisan.”

Ipinakilala ka sa amin

ng mga aklat sa kasaysayan

na asawa ng bayaning si Ninoy

na kumalaban

sa diktaduryang rehimen

na kauna-unahang babaeng pangulo ng bansa

na babaeng nakadilaw.

Nakilala kitang nagliliwanag,


tulad ng dilaw mong damit

naging liwanag ka’t

naging tanglaw

na pumunit sa karimlan.

Sa iyong mga laban

kasama ang mga Pilipino

itinaboy mo ang mga halimaw


ang mga punglo at kanyon

gamit ang iyong rosaryo’t dasal

giniba ang bartolina

pinalaya ang kalayaan

namayagpag ang demokrasya

nagkadangal ang mga Pilipino.




sa iyong paglisan

lahat ay lumuluha

lumuluha kahit langit

naninimdin, nagdadalamhati

nagtatamong kung bakit ikaw pa

napapaisip kung bakit ngayon pa.

Salamat Pangulong Cory

sa pamana ng kalayaan.

Salamat Tita Cory

sa handog na demokrasya.

Namatay kang nakikipaglaban

sa kanser na iyong karamdaman

humimlay kang mapayapa

magpahinga kang matiwasay.

Ngayong wala ka na…

Mabubuhay kaming patuloy na makikipaglaban

Sa kanser ng lipunang matagal mo ng kinakalaban.